
Albanians turn out to be the second people in Europe, after Macedonians, for the ownership of an apartment.
According to Eurostat data, published by Euronews Business, 94.8% of Albanians lived in their own homes in 2021 and the rest rented.
This figure is much higher than the European average, where on average 70% own their own homes. In Europe, North Macedonia surpasses us by a small margin (96.3%).
But, although they are owners, in Albanian families there is a lack of space, as the individual does not even have a room available.
The average number of rooms per individual is 0.9, the lowest in Europe, together with Montenegro, from 1.6 which is the European Union average. A little space, although they are the owners, their neighbors in North Macedonia also have one room per individual.
Housing in Europe: How ownership and rental rates compare
Switzerland and Germany have high rental rates, with more than half of their population renting homes. Conversely, Balkan countries show higher rates of home ownership, although many homes are overcrowded.
The housing crisis is a growing concern across Europe, characterized by shortages and rising rents. Approximately 70% of EU residents own their homes, while the remaining 30% rent them. About 17% of the EU's population lives in overcrowded housing.
In Europe, the housing landscape is diverse, with a significant divide between homeowners and renters. In eight of the 36 European countries, more than 90% of the population lived in their own homes in 2022, according to Eurostat.
Over half of the population rents in Germany and Switzerland
In Germany, the proportion of renters exceeded 50% in 2022, making it the only country among EU countries. Switzerland, based on data from the European Free Trade Association (EFTA), the United Kingdom and candidate countries, had the highest proportion of renters, at 57.7%.
Home ownership is higher in the Balkan countries
North Macedonia, Albania and Romania 'boast' ownership rates above 95%. With the exception of Turkey, home ownership rates were highest in the Balkan countries – a trend that extends to Hungary, Serbia, Croatia and Montenegro.
In contrast, countries such as Austria, Turkey, Denmark, France, Sweden and the UK fall below the EU average home ownership rate of 69.1%.
Spain and Italy had the highest rates, with three in four residents living in their own homes.
Public policies and social rental housing
European countries have implemented various policy measures to ensure affordable housing. These include housing subsidies, social rental housing and rent regulations.
On average, social housing accounts for 8% of the total housing stock in the EU, according to the Organization for Economic Co-operation and Development (OECD) report on affordable housing. This refers to rental housing, offered at below-market prices, and allocated according to specific rules rather than market mechanisms.
The Netherlands, Austria and Denmark have the largest share of social housing, accounting for more than 20% of their total housing stock.
The United Kingdom, France, Ireland, Iceland and Finland have moderate social housing sectors, ranging from 10% to 19%.
The sector is relatively small in Switzerland (8%) and Germany (2.7%), where over half the population are renters.
Do you have enough rooms in your house?
The quality of housing is critical. The OECD points out that overcrowded homes, where many family members live in a limited space, negatively affect health, especially for children. The average number of rooms per person, and the degree of overcrowding, are key indicators of housing quality.
In 2022, the average number of rooms per person in the EU was 1.6, ranging from 2.3 rooms in Malta, to 1.1 rooms in Poland, Romania and Slovakia.
The average room per person was lower in the candidate countries in the Balkans, correlating with higher rates of overcrowding. Despite the high levels of ownership in the Balkan countries, overpopulation remains a problem in these regions.
At least half of the population in Montenegro, Albania and Serbia live in overcrowded homes. The overpopulation rate was 16.8% in the EU.
Among EU countries, the highest overpopulation rates were observed in Latvia (41.7%), Romania (40.5%) and Bulgaria (36.2%), while the lowest were in Cyprus (2.2%), Malta (2.8 %) and the Netherlands (2.9%).