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Savings reach a new record/ ALL 1.31 trillion in July, significant increase in deposits in ALL

2024-09-02 09:28:22Biznes SHKRUAR NGA REDAKSIA VOX

Savings reach a new record/ ALL 1.31 trillion in July, significant increase in

Deposits in the banking system have shown a steady upward trend over the last year, reflecting citizens' confidence in the economic stability of the country and the positive performance of the banking sector.

The latest data for July show that total deposits have reached 1.31 trillion ALL, marking an increase of about 6.8% compared to July of last year, when they recorded the value of 1.23 trillion ALL. More specifically, a steady increase was registered, especially in the first months of 2024, with a slight decrease in March and April, but with a recovery in the following months.

This increase was also influenced by the expansion of foreign currency deposits. These deposits have increased by 5%, going from 684 billion ALL in July 2023 to 718 billion ALL in July 2024. These figures show a high interest of citizens and businesses to keep savings in foreign currencies, as a measure to preserve the value of their money against possible fluctuations of the lek.

On the other hand, deposits in Lek have also recorded a significant increase during this period. In July 2024, they have expanded by 9%, reaching 595 billion ALL, from 546 billion ALL in July last year.

"Scan Intel" has analyzed the figures to understand the movements of savings during the 7 months of this year. During the last months, a faster growth of deposits is observed, especially in the period from March to July. In March, total deposits stood at 1.30 trillion ALL and this figure gradually increased to 1.31 trillion ALL in July. While the highest value of total deposits was reached in January. Savings in this period reached 1.32 trillion ALL. In contrast, the weakest month was April, where deposits were worth 1.28 trillion ALL.


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